The SCMMA Difference

Come explore why we are different.

We’re Different. Here’s Why

When it comes to choosing a medical professional liability insurance provider, you need a partner, someone who will stand beside you and help you make the tough decisions. You also need an ally who will aggressively defend you. Now more than ever, you need a provider who is personal, proactive and proven.


As a company rooted in South Carolina, we are able to provide you with a truly personal experience. This means more than friendly and prompt service. It means having a partner sitting at the table with you. From face-to-face meetings with claims specialists to tailor-made defense strategies, this personal attention is what makes the SCMMA truly unique.


We are dedicated to helping you stay in front of medical liability risk, to manage it effectively and to be informed about new trends as the practice of medicine continues to evolve. For more than 40 years, the SCMMA has worked directly with insureds to re-evaluate coverage needs on a practice-by-practice basis, as our insureds’ practices have expanded, merged or changed. Today, we offer more medical professional liability coverage options than any other carrier in South Carolina. We offer both claims-made and occurrence forms, semiannual risk management classes for new doctors, the most knowledgeable underwriters in the business, a 90+% success rate in the court room, and a promise that you will not have your coverage dropped if you have a claim.

We leverage our knowledge and experience for the benefit of the entire medical community in South Carolina, not just our insureds. We played a significant role in leading the effort to secure tort reform, and have helped sustain South Carolina as an attractive market in which to practice medicine. That’s not just good for our state’s medical providers, but also for the patients they care for.

We are proud of the tradition we have established as a leader in medical professional liability insurance, and honored by the trust that has been placed in us.


When something is proven, it is established beyond doubt. With the SCMMA, all you have to do is look at our track record to establish beyond doubt what the SCMMA delivers:


Competitively priced comprehensive coverage options across all medical specialties combined with unsurpassed defense capabilities and personal service.


While other insurance providers have come and gone, we have stood strong in South Carolina for more than 38 years. Our longevity in the market and exclusive dedication to serving South Carolina’s medical providers is unsurpassed.

Proven Record of Defense

Our primary focus is protecting the professional interests of the medical providers we insure. We resolve the vast majority of cases we see without payment, and over 90% of cases that go to court conclude with a defense verdict. Our entire team of claims specialists is here in South Carolina. We know the jurisdiction, the best attorneys and have successfully defended more doctors in South Carolina than any other carrier.

What People Are Saying…

I have found the staff of the JUA organization to be outstanding. I have had to request information from this company for 10 years and know without a doubt that when I send out my requests that it will come back in a timely manner. A great company with great people. Thanks for your wonderful service.

Medical Staff Coordinator


My experience with the JUA has always been a positive one, and believe me, I can’t always say that! The staff is friendly and knowledgeable and has always been helpful when I call or send an email. They always respond to me in a timely manner, which is very important to me as an agent.



I love working with everyone at SC JUA. Each person is always willing to help in any way whether it is a loss history report or helping me to find the best coverage solution for special customer circumstances. They make it so easy to service my customers—just pick up the phone or shoot an email and it gets done! Best customer service in the state!


North Charleston

Contact Us

We welcome the opportunity to answer any questions you have regardless of your current insurance provider. For time sensitive requests, please contact a MMA colleague directly.  The MMA cannot bind or alter coverage based on instructions received through our Contact Us form.

Local: 864-240-5449
Toll-free: 866-893-6270
Fax: 864-240-2750